Randy Forcier

I’m Randy Forcier, a residential Mortgage Loan Officer with CMG Home Loans in Saco, Maine. I’m from Biddeford and have spent more than 18 years helping homebuyers and homeowners navigate the mortgage process.

My approach is pretty simple: explain the options clearly, communicate throughout the process and identify potential problems before they become closing problems. A mortgage can feel complicated, but the person getting one shouldn’t feel lost. My job is to help you understand the decisions in front of you so we can figure out the right path together.

I work with first-time homebuyers, repeat buyers, homeowners and real estate professionals throughout Biddeford, Saco, Portland, York County and the rest of Southern Maine.

That includes helping first-time buyers understand options such as MaineHousing, FHA, VA and USDA loans. I also work with conventional and jumbo financing, renovation and construction loans, self-employed borrowers and buyers whose situations may require a little more creativity.

Two areas I’m especially passionate about are helping homeowners buy before they sell and helping agents identify potential property-financing issues before accepting an offer.

The Double Play Strategy helps buyers explore ways to purchase their next home before selling their current one. Will It Qualify allows real estate agents to send me condo documents, property information or unusual situations so we can look for possible financing issues before the property is under contract.

Not every situation fits neatly into a box. Sometimes the most important part of my job is taking a closer look and helping someone understand what is actually possible.

I believe a strong mortgage process starts before you find a home. That’s why I prefer to complete a full preapproval upfront whenever possible. It gives us time to review the details, address questions and make sure you’re prepared when the right property comes along.

When one of my buyers makes an offer, I’m also available to speak directly with the listing agent and explain the strength of the financing. Throughout the process, you can expect straightforward answers, consistent communication and someone who will pick up the phone when you need help.

Southern Maine is home for me, both personally and professionally. I live in Biddeford with my wife, Tara, and our three daughters. I’m actively involved in the local business community, youth sports and Biddeford Little League Softball.

I also host The Randy Forcier Podcast, where I have conversations about mortgages, real estate, business, sports, movies and the people doing interesting things throughout Maine and beyond.

Outside the office, you’ll usually find me spending time with my family, skiing, golfing, coaching or following the Patriots and Red Sox.

I’m licensed to originate residential mortgages in Maine, New Hampshire, Massachusetts and Florida.